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Financial Planning - IPI in San Antonio Texas

IPI’s Life Stages Financial Planning services help you position your clients’ savings and investments to meet specific financial goals. Our Financial Planning Specialists provide tools and guidance for developing a robust plan using asset allocation and tax strategies for optimizing results across market cycles.


Phase I – Accumulate

In this phase your client is working hard to build assets but also spending to pay the rent or mortgage, save for college and, hopefully, setting aside money for retirement. In this phase you’ll emphasize how dollars invested early will work hardest.


Phase II – Spend

Phase two is retirement, when your clients are likely living on a reduced income but now have the time to do things they enjoy. A robust plan will have factored in the potential for higher medical expenses along with monthly bills so your client has enough extra money for a good quality of life.


Phase III – Release

Upon death in the Release phase a client’s heirs and designated charities will benefit from their generosity based on tax-efficient estate planning.

Sources and Disclosures

NO BANK GUARANTEE | NOT FDIC INSURED | MAY LOSE VALUE All Securities and Advisory Services offered through Investment Professionals, Inc. (IPI), a Registered Broker/Dealer and Registered Investment Advisor and member FINRA and SIPC. IPI is a subsidiary of Ameriprise Financial, Inc. The investment services offered by IPI are in no way affiliated with or offered by the bank or credit union where IPI may maintain an office. Customers work solely through IPI with respect to their investment, brokerage and securities transactions. IPI does not offer or provide legal or tax advice. Please consult your attorney and/or tax advisor for such services. The products offered by Investment Professionals, Inc. are not insured by the FDIC, the NCUA or any other agency of the government, are not deposits or other obligations for the bank or guaranteed by the bank and involve investment risks, including possible loss of principal amount invested.

1 Best Companies To Work in Texas Source: February issue of Texas Monthly Magazine. Study conducted by the Texas Association of Business, TSC-SHRM and Best Companies Group. Of eligible respondents, 60 companies were chosen in the state of Texas. The confidential survey, data and analysis were handled by an independent research firm.

2 Top Places to Work San Antonio: Survey conducted by Quantum Market Research.

3 Fast Track: Qualifying companies & completed questionnaires are tallied by certified public accounting firm, BDO USA (formerly Carneiro, Chumney) on percentage of revenue growth.

4 Employee Benefits Research Institute. 2012 Senate Committee on Banking, Housing & Urban Affairs Submcomittee on Economic Policy Hearing

5 Pew Research Center. The Sandwich Generation: Rising Financial Burdens for Middle-Aged Americans. January 2013