Retirement Planning - IPI in San Antonio Texas
Many people are aware of the financial risks they face, yet have done little to address the issues in ways that will make a difference in their long-term financial security. Having a pension that seems solid, a 401(k) or both may not be enough if your client has not planned properly and the overall portfolio is not optimally allocated.
Your objectives here are to help ensure that employer and non-employer based assets complement one another, not duplicate, and to offer additional solutions as needed. Our Retirement Planning Specialists are available to provide you the tools and guidance that enable you to better help your clients.
Based on a client’s risk profile and time horizon, you will aim to maximize performance and reduce risk through overall portfolio diversification. Retirement planning also factors in:
- bills for health care and long-term care
- potential expenses for caring for an elderly parent
- the roles of Medicare, Medicaid, retiree health benefits and private health insurance