You are here: Home » IPI for Financial Institutions » Why IPI? » Program Options

Program Options - IPI in San Antonio Texas

Leave_a_LegacyWhen it comes to financial consultant status vis-à-vis your institution, IPI offers maximum flexibility for structuring your program. All three structure options are equally supported by IPI and focused on driving increases in non-interest income to your bottom line. We look forward to explaining the relative benefits of each structure and discussing which one makes the most sense for your institution.

Managed Program

In a managed program the financial consultant is IPI’s employee. IPI pays compensation and benefits (except for the first 3-6 months when we may ask you to participate in the financial consultant’s draw). A managed program can be co-branded and seamlessly integrated with other service line offerings.

Dual Program

In a dual program the financial consultant is jointly employed by your institution and IPI. You pay compensation and benefits; IPI assumes the liability associated with licensing.

Platform Program

In a platform program one or more of your customer service representatives obtain limited licenses to sell products such as life insurance and annuities. This is also referred to as a licensed bank employee (LBE) program. It typically does not generate as much production as other program structures with a financial consultant who dedicates 100% of his or her time to selling investment services.

Sources and Disclosures

NO BANK GUARANTEE | NOT FDIC INSURED | MAY LOSE VALUE All Securities and Advisory Services offered through Investment Professionals, Inc. (IPI), a Registered Broker/Dealer and Registered Investment Advisor and member FINRA and SIPC. The investment services offered by IPI are in no way affiliated with or offered by the bank or credit union where IPI may maintain an office. Customers work solely through IPI with respect to their investment, brokerage and securities transactions. IPI does not offer or provide legal or tax advice. Please consult your attorney and/or tax advisor for such services. The products offered by Investment Professionals, Inc. are not insured by the FDIC, the NCUA or any other agency of the government, are not deposits or other obligations for the bank or guaranteed by the bank and involve investment risks, including possible loss of principal amount invested.

SB Value Partners, L.P. is a Registered Investment Advisor. SB Value Partners, L.P. is affiliated with Investment Professionals, Inc. SAB Partnerships are multi-cap, value oriented investment products. There is no secondary market nor is one expected to develop for investments in the funds. There may be restrictions on transferring investments. Funds may be speculative and may involve a high degree of risk. Investor could lose all or a substantial amount of his/her investment. Funds may have high fees and expenses that may reduce returns. Performance may be volatile. The funds are not insured by the FDIC, the NCUA or any other agency of the government, are not deposits or other obligations for a bank or guaranteed by a bank and involve investment risks, including possible loss of principal amount invested.

1 Best Companies To Work in Texas Source: February issue of Texas Monthly Magazine. Study conducted by the Texas Association of Business, TSC-SHRM and Best Companies Group. Of eligible respondents, 60 companies were chosen in the state of Texas. The confidential survey, data and analysis were handled by an independent research firm.

2 Top Places to Work San Antonio: Survey conducted by Quantum Market Research.

3 Fast Track: Qualifying companies & completed questionnaires are tallied by certified public accounting firm, BDO USA (formerly Carneiro, Chumney) on percentage of revenue growth.

4 Employee Benefits Research Institute. 2012 Senate Committee on Banking, Housing & Urban Affairs Submcomittee on Economic Policy Hearing

5 Pew Research Center. The Sandwich Generation: Rising Financial Burdens for Middle-Aged Americans. January 2013