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Program Options - IPI in San Antonio Texas

Leave_a_LegacyWhen it comes to financial consultant status vis-à-vis your institution, IPI offers maximum flexibility for structuring your program. All three structure options are equally supported by IPI and focused on driving increases in non-interest income to your bottom line. We look forward to explaining the relative benefits of each structure and discussing which one makes the most sense for your institution.

Managed Program

In a managed program the financial consultant is IPI’s employee. IPI pays compensation and benefits (except for the first 3-6 months when we may ask you to participate in the financial consultant’s draw). A managed program can be co-branded and seamlessly integrated with other service line offerings.

Dual Program

In a dual program the financial consultant is jointly employed by your institution and IPI. You pay compensation and benefits; IPI assumes the liability associated with licensing.

Platform Program

In a platform program one or more of your customer service representatives obtain limited licenses to sell products such as life insurance and annuities. This is also referred to as a licensed bank employee (LBE) program. It typically does not generate as much production as other program structures with a financial consultant who dedicates 100% of his or her time to selling investment services.

Sources and Disclosures

NO BANK GUARANTEE | NOT FDIC INSURED | MAY LOSE VALUE All Securities and Advisory Services offered through Investment Professionals, Inc. (IPI), a Registered Broker/Dealer and Registered Investment Advisor and member FINRA and SIPC. IPI is a subsidiary of Ameriprise Financial, Inc. The investment services offered by IPI are in no way affiliated with or offered by the bank or credit union where IPI may maintain an office. Customers work solely through IPI with respect to their investment, brokerage and securities transactions. IPI does not offer or provide legal or tax advice. Please consult your attorney and/or tax advisor for such services. The products offered by Investment Professionals, Inc. are not insured by the FDIC, the NCUA or any other agency of the government, are not deposits or other obligations for the bank or guaranteed by the bank and involve investment risks, including possible loss of principal amount invested.

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