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Financial Planning - IPI in San Antonio Texas

The investment strategies and tactics for achieving short-term goals are very different from those used to accomplish medium- and long-term ones. And managing for tax efficiency plays a key role every step of the way. With IPI’s Life Stages Financial Planning, you’ll rest easier knowing that your savings and investments are positioned to meet specific financial goals. Your financial consultant will develop a robust plan that factors in the inevitable market ups and downs and includes asset allocation and tax strategies for optimizing results across market cycles.


Phase I – Accumulate

In this phase you are working hard to build assets but also spending to pay the rent or mortgage, save for college and, hopefully, setting aside money for retirement. In this phase, every dollar counts – and dollars invested early will work hardest for you. Did you know that just $100 invested at age 35 could be worth about $1,750 at retirement?


Phase II – Spend

Phase two is retirement, when you’re likely living on a reduced income but now have the time to do things you enjoy. If you’ve planned adequately, you’ve factored in the potential for higher medical expenses along with your monthly bills and have enough extra money for a good quality of life. \


Phase III – Release

Upon your death in the Release phase your heirs and designated charities will benefit from your generosity. Tax-efficient estate planning gives you the satisfaction of giving a leg-up to your children or grandchildren and a little bit of hope to the less fortunate.


IPI's Charlie Watson

Sources and Disclosures

NO BANK GUARANTEE | NOT FDIC INSURED | MAY LOSE VALUE All Securities and Advisory Services offered through Investment Professionals, Inc. (IPI), a Registered Broker/Dealer and Registered Investment Advisor and member FINRA and SIPC. The investment services offered by IPI are in no way affiliated with or offered by the bank or credit union where IPI may maintain an office. Customers work solely through IPI with respect to their investment, brokerage and securities transactions. IPI does not offer or provide legal or tax advice. Please consult your attorney and/or tax advisor for such services. The products offered by Investment Professionals, Inc. are not insured by the FDIC, the NCUA or any other agency of the government, are not deposits or other obligations for the bank or guaranteed by the bank and involve investment risks, including possible loss of principal amount invested.

SB Value Partners, L.P. is a Registered Investment Advisor. SB Value Partners, L.P. is affiliated with Investment Professionals, Inc. SAB Partnerships are multi-cap, value oriented investment products. There is no secondary market nor is one expected to develop for investments in the funds. There may be restrictions on transferring investments. Funds may be speculative and may involve a high degree of risk. Investor could lose all or a substantial amount of his/her investment. Funds may have high fees and expenses that may reduce returns. Performance may be volatile. The funds are not insured by the FDIC, the NCUA or any other agency of the government, are not deposits or other obligations for a bank or guaranteed by a bank and involve investment risks, including possible loss of principal amount invested.

1 Best Companies To Work in Texas Source: February issue of Texas Monthly Magazine. Study conducted by the Texas Association of Business, TSC-SHRM and Best Companies Group. Of eligible respondents, 60 companies were chosen in the state of Texas. The confidential survey, data and analysis were handled by an independent research firm.

2 Top Places to Work San Antonio: Survey conducted by Quantum Market Research.

3 Fast Track: Qualifying companies & completed questionnaires are tallied by certified public accounting firm, BDO USA (formerly Carneiro, Chumney) on percentage of revenue growth.

4 Employee Benefits Research Institute. 2012 Senate Committee on Banking, Housing & Urban Affairs Submcomittee on Economic Policy Hearing

5 Pew Research Center. The Sandwich Generation: Rising Financial Burdens for Middle-Aged Americans. January 2013