Retirement Planning - IPI in San Antonio Texas
Many people are aware of the financial risks they face, yet have done little to address the issues in ways that will make a difference in their long-term financial security. Having a pension that seems fairly solid, a 401(k) or both may not be enough: You could still be at financial risk if you have not planned properly and your overall portfolio is not optimally allocated.
Your IPI financial consultant can help ensure that your employer- and non-employer-based assets complement one another, not duplicate. Based on your risk profile and time horizon, we seek to maximize performance and reduce risk through overall portfolio diversification.
We factor into your plan bills for health care and long-term care – two of the biggest retirement wild cards given projections for soaring medical costs and corporate cutbacks in retiree health benefits. We also consider financial burdens you may assume when caring for an elderly parent and explain the roles of Medicare, Medicaid, retiree health benefits and private health insurance in your overall retirement plan.